Flo from Progressive Refuses to Dress Up As Flo for Halloween

Stephanie Courtney, the woman who plays Flo in those Progressive commercials, doesn't make a penny off the Halloween costume she made famous ... but she's still a fan of you wearing it.

We got Stephanie in Beverly Hills Tuesday and asked what it's like seeing a bunch of Flos roaming the streets around Halloween.

You'd think she has it easy when it comes to figuring out a costume, but Steph has an excellent explanation for why you won't see her rocking the red wig on Oct. 31.