Simon Pagenaud's Fans Always Beat Him In Street Races

French IndyCar racing champion Simon Pagenaud has a winning record on the track, but in the streets, it's a different story.

TMZ Sports got Simon in NYC Wednesday (a few days after he clenched the Verizon IndyCar Series Championship) ... and asked him if he ever races fans on the road.

To our surprise, he says he actually always LOSES ... but wait till you hear why.

He's what the French call tres agreable.

Check out the clip!