Aries Spears Divorce -- I Owe My Ex-Wife a Loaded Escalade AND a New House!!

Comedian Aries Spears' ex-wife is walking away from their 2-year marriage with some high-priced parting gifts that could cost him over $400K right off the bat ... TMZ has learned.

Spears' divorce from Elisa Larregui was finalized May 23 and according to court docs obtained by TMZ ... he's obligated to buy her a home "OF [HER] CHOOSING" in Florida -- with the very specific price range of $300K to $375K.

The ex "MadtV" star also has to buy Elisa a 2014 Cadillac Escalade ... and again the devil's in the details. According to the docs, the whip MUST have a backseat entertainment center and a sticker price of $60-$75K.

Elisa -- who already has full legal and physical custody of their 4-year-old son, Jordan -- also gets $5,000 per month in child support.