Lauren Silverman -- Massive Cover-Up

Lauren Silverman has a lot to hide --- if you believe her soon-to-be ex-husband Andrew Silverman – and she was true to form Saturday on the beach in the Hamptons.

Lauren hit the sand wearing very un-beach like attire in the 81-degree heat.

Lauren has a lot to mull over these days … moving to California to live with Simon Cowell where she will lose custody or staying in NY where she has a chance.