NFL Star Ray Lewis -- I Don't Trust My Baby Mama with My Money!

NFL superstar Ray Lewis admits he fathered an 11-year-old boy in Florida ... and he's totally willing to provide support -- with one caveat ... he doesn't want the baby mama to get her hands on the money.

According to court documents filed in Florida, Lewis has an ongoing paternity case over his son with a woman named Sharnika Kelly. In court papers, Lewis acknowledges being the father, but the issue of support is slightly more contentious ...

According to the docs, Lewis is hesitant to fork over money to Kelly because he says she has an outstanding judgment against her in a civil case ... totaling over $1,000,000.

In the docs, Lewis says he has "grave concerns about the Mother's character" and feels she'll siphon off money meant for his son ... either to pay off her debt or support her other child ... not Ray's.

Lewis is asking the court to establish a guardianship for his son to manage any support Lewis eventually pays.

Lewis and Kelly had a hearing scheduled for last month, but Lewis had to reschedule because he had a game in San Diego. The judge has yet to rule on his request.