Lil' Kim -- Train Wreck Yes, Car Wreck No

You might be hearing that Lil' Kim got into a smash-up yesterday in Brooklyn and got popped for driving without a license -- not true. We've heard a different story, and wait 'til you hear who spread the tale.

A source tells TMZ that not only was Lil' Kim not in Brooklyn, she was at her home in Jersey. We're told her mom went absolutely nuts when she heard the news ... on the radio. Shock jock Wendy Williams' radio show was actually giving out the intersection where the alleged accident happened and telling people to take photos of the wreck.